Short Sales
Short SaleForeclosure
Short Sales

Our services are paid for by
your lender at no cost to you.

Short Sale


Phone Numberext 6000
Call any time 7 days a week until 9 PM. We try to answer every call and treat every customer with respect, answering all their questions. If for any reason you get voice mail, we will promptly return your call.

Home | Why Short Sales Work | HAFA
Foreclosure & Judicial vs. Non-Judical States | Short Sale Lenders List

Home Affordable Foreclosure Alternatives (HAFA) Program

Not all Short Sales fall under HAFA; in fact most Short Sales are not HAFA Short Sales. HAFA is just one of many Short Sale Programs.

Owner occupied homeowners who feel they cannot afford their mortgage, but want to circumvent foreclosure and it's negative effects can apply for a Short Sale under HAFA. HAFA the Home Affordable Foreclosure Alternatives Program provides homeowners, mortgage companies, and buyers with an incentive for engaging in a Short Sale. With this program a homeowners sell their home and move to more affordable housing and get out from the mountain of mortgage debt they are under.

HAFA is available to debtors who are not eligible for the government's Home Affordable Modification Program (HAMP), don't qualify for a trial mortgage modification under the Making Home Affordable Program; do not successfully complete the trial period for their modification; miss at least two consecutive payments during their modification period or simply request a short sale.

If you answer no to any of these questions you are not eligible for HAMP but you may be eligible to do a Short Sale under HAFA.

1) Is the house an owner occupied Primary Residence?

2) Is the first mortgage loan amount less than or equal to $729,750.

3) Are you having trouble paying your mortgage because the mortgage was adjustable and rose or your income fell?

4) Did you take out your mortgage before 01/01/2009

5) Is your payment with principle, interest, taxes, insurance, and homeowner's association dues more than 31% of your gross income?

Back to Home

All Commissions are Negotiable by Law.  Short Sale Scholars is a registered trade name of Continental Real Estate Group, Inc.  Corporate Address: 3 Elm Avenue, First Floor, Hackensack, NJ 07601 USE CORPORATE ADDRESS ONLY FOR ALL CORRESPONDENCE CT Registered Agent: 750 Old Main St Suite 302, Rocky Hill, CT 06067 DC Registered Agent: 1090 Vermont Ave, NW Washington, DC 20005 DE Registered Agent: 2711 Centerville Rd., Suite 400, Wilmington, DE 19808 FL Registered Agent: 1201 Office Plaza Drive, Tallahassee , Fl 32301 IL Registered Agent: 1 West Old State Capital Plaza Suite 805 , Springfield , IL 62703 MA Registered Agent: 10 Milk Street Suite 1055, Boston, MA 02108 MD Registered Agent: 7 Saint Paul Street, Suite 1660, Baltimore, MD 21202 ME Registered Agent: 45 Memorial Circle, Augusta, ME 04330 MN Registered Agent: 6609 Cherokee Lane North, Brooklyn Park, MN 02888 NC Registered Agent: 176 Mine Lake Court, Suite 27615, Raleigh, NC 27615 NH Registered Agent: 10 Ferry Street, Suite 313, Concord, NH 03301 NY Registered Agent: 99 Washington Avenue, Suite 1008, Albany, NY 12260 PA Registered Agent: 300 North Second Street, Suite 630, Harrisburg, PA 17101 RI Registered Agent: 222 Jefferson Boulevard, Suite 200, Warwick, RI 02888 VA Registered Agent: 7288 Hanover Green Drive, Mechanicsville, VA 23111 WV Registered Agent: 1113 Poca River Road, North Poca, WV 25159 Send all mail to Corporate Address Derek Eisenberg, ePro Licensed in CA (#01844602 ), NC (#265440) Derek Eisenberg, ePro, GRI, GAA, RAA Licensed in CT (#REB.0756009), DC (#PB98365516), DE (#R2-0003013), FL (#BK3201465), MA (#145125), MD (#611425), ME (#DB914709), NH (#062752), NJ (#8734252), NY (#32EI0910766), PA (#RM062792A), RI (#B15997), VA (#0225 100252), WV (#1638) Ann Marie DeNoble Licensed in IL (#475.000327), MN (#40159155 )

Short SaleShort Sales • Short Sale Realtor • Short Sale Real Estate Broker • Foreclosure • Avoid Foreclosure  • Foreclosure • Avoid Bankruptcy  • Short Sale Homes